Each day many people rely upon credit as a means of purchasing merchandise and other items. Although this method of payment can be convenient if used properly, overextending credit or accumulating too much debt can cause legal issues and/or financial difficulties.
The laws and regulations governing the extension of credit and collection of debt are often complex. Whether you’re a creditor attempting to collect a delinquent debt, or a debtor being harassed by a collection agency and trying to negotiate a reasonable settlement, the Ball Law Center can advise you of your rights and assist you through the process.
Attorney Lance Ball is experienced in representing creditors and/or debtors in the following types of credit law and debt collection matters, including:
- Credit and financing agreements
- Security agreements
- Promissory Notes
- Credit card agreements
- Truth in Lending violations
- Predatory lending
- Fair Credit Reporting
- Fair Debt Collection Practices
- Consumer Collection Practices
- Demand letters and other notices
- Collection letters and lawsuits
- Judgment liens
- Garnishment actions
If you are in need of legal assistance concerning a credit law or debt collection matter, please contact Attorney Lance Ball today at (941) 740-2255 to schedule a confidential consultation, and become more knowledgeable about your legal rights and available options.