Generally, foreclosure is the legal process in Florida through which a lender, mortgage company or other secured lienholder sells an owner’s real property in order to satisfy a debt or other legal obligation.

The protracted recession has spurred a significant increase in foreclosures. Many property owners have found themselves facing foreclosure through no fault of their own. Some have become unemployed through layoffs. Others have experienced increased monthly payments due to interest rate or assessment adjustments. Regardless of your situation, the Ball Law Firm can help you defend against a foreclosure action. We can also guide you through alternatives to foreclosure, such as a short sale, loan modification, and/or deed in lieu of foreclosure.

In addition to defending against foreclosure cases, the Ball Law Firm is experienced at prosecuting foreclosure actions. So, if you are a private investor, lender, or mortgage holder in need of assistance foreclosing upon a borrower, we can also help you.

Attorney Lance Ball is experienced in representing clients in foreclosure actions, including:

• Mortgage Foreclosure Defense
• Mortgage Foreclosure Prosecution
• Foreclosure Mediation
• Foreclosure Alternatives:
  • Loan Modifications
  • Short Sales
  • Deed in Lieu of Foreclosure
• Home Affordable Modification Program
• Home Affordable Refinance Program
• Deficiency waivers
• Loan workouts
• Tenants affected by a landlord’s foreclosure
• Homeowner and Condominium Associations affected by an owner’s foreclosure
• Community Association Assessment Lien Foreclosures
• Construction Claim of Lien Foreclosures
• Third-Party Lienholders affected by Foreclosures

If you are in need of legal assistance concerning a foreclosure matter, please <contact> the Ball Law Firm today at (941) 740-2255 to schedule a confidential consultation to discuss your options with a foreclosure attorney.